Slightly more central banks have access-to-cash policies

Almost two-thirds of respondents have access policies and nearly half minimum service rules

Almost two-thirds of central banks in the Currency Benchmarks 2023 enforce access-to-cash policies, while almost half oblige commercial banks to maintain minimum cash services.

Some respondents mentioned changing patterns of cash demand following the Covid-19 pandemic, while others noted electronic payments were driving a reduction in cash use. These trends will tend to lower the transactional use of cash and make it less profitable to maintain cash infrastructure. Access-to-cash policies

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