Central Banking

All aboard the blockchain

Underpinning architecture of bitcoin and other crypto-currencies – distributed ledger technology – has potential to revolutionise digital payments

Blockchain

China has emerged in the past few years as a powerful force in financial technology. By January 2016, domestic e-commerce company Alibaba had more than 400 million registered Chinese users on its online payment platform – more than twice the number of those using PayPal globally. More recently, Chinese participants have come to dominate the bitcoin market.

The use of bitcoin by China’s citizens (who face $50,000 caps on the amount of money they can convert to foreign currency in one year) as a

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