Central banks more likely to use software-based cloud services
Cloud widely used for cyber security and other applications
Software-based cloud services are the most common among central banks responding to the Fintech Benchmarks 2025.
Half of 30 institutions say software (50%) is a form of cloud service used in their jurisdiction. Data storage (40%) and artificial intelligence tools (40%) are also common. The least popular application type is processing power (20%). However, 20% of institutions say they do not use cloud technology.
Utilisation varies widely, indeed three in four institutions indicated “other” (75%)
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