EBA: European bank capital improving but concerns remain over profits and assets

EBA sees lending rise but profits stay at ‘historically low’ levels

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The European Banking Authority

The European Banking Authority (EBA) announced the results of its 2015 transparency exercise today (November 24). Commercial banks in the European Union have improved their capital ratios, but their exposure to non-performing loans remains a "major concern", the EBA said.

There was some reason to believe EU banks were moving away from de-leveraging and towards "stabilisation and growth", the EBA added, though it called improvements in banks' capital "very gradual".

The EBA expressed worries over

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