FinTech Policy of the Year: Bank of Ghana
The mobile money market in Ghana is one of the fastest growing in Africa, with $126 billion of transactions last year. Around 40% of Ghanaians above the age of 15 use mobile money platforms.
The process of putting money into a phone wallet is known as ‘cash in’. Once sent to another account, a user can visit an agent, who will convert the mobile money to ‘cash out’. “We’re now allowing the creation of money wallets, where you create electronic money that is a derivative of the transaction to
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