Fewer than half of central banks responding to the Fintech Benchmarks 2024 are engaged in wholesale central bank digital currency (CBDC) work, compared with over 75% in retail.
The technology is being explored in 19 (48.7%) of the 39 jurisdictions that responded to the question. In the 2023 benchmark a little more than half (54%) of respondents say they have wholesale CBDC. Last year the proportion of central banks engaged in retail versus wholesale work was also around 75% versus 50%
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