David Birch - Central Banking

Central bank digital currency should be thought of as a platform rather than a product, writes Dave Birch

The instant payment system might help fix the US’s rusty payment rails, but it also faces competition, says Dave Birch

Whatever happens to cryptocurrencies, tokenisation is the future

Electronic and physical cash are fundamentally different and must be treated as such, writes Dave Birch

Anonymous CBDC has major drawbacks, but privacy in payments can still work, says Dave Birch

Dave Birch breaks down the forces that are pushing central banks towards CBDC

Dave Birch tries to cut through the noise on cryptocurrencies, blockchains and everything in between

The lack of a single ID in financial services is causing unnecessary friction, argues Dave Birch